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TIP! When you buy a new car, make the biggest possible down payment. The car depreciates the moment you drive it off the lot, so without the big down payment, you'll soon owe more than the car is worth (you'll be upside down on your note).
TIP! If you don't have enough money for food, apply for emergency food stamps. People in dire need can have the benefits process expedited.
TIP! Develop diverse streams of income. Don't get stuck depending on a single source.
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